Subrogation is a critical tool for insurers and carriers seeking reimbursement from third parties responsible for damages. At MKRS Law, we treat subrogation cases as integral to loss control—moving swiftly, strategically, and aggressively to recover funds while minimizing additional risks. Our team has the expertise and resources to pursue every dollar.
Core Areas of Focus
Table of Contents
What Is Subrogation?
Understanding the Concept of Subrogation
Subrogation occurs when an insurer, having paid benefits or covered losses for its insured, “steps into the shoes” of the insured to pursue recovery from the at-fault third party. Florida allows subrogation under statute and contract, empowering insurers to recoup payments for medical, property, or indemnity losses.
This recovery process can be complex—requiring timely lien notices, preservation of evidence, strategic settlement demands, and sometimes full-blown litigation.
Workers’ Compensation Subrogation
When an injured worker receives benefits under Workers’ Compensation, insurers may pursue third-party liability claims. MKRS integrates subrogation strategies with our Workers’ Compensation defense practice, preserving evidence early and coordinating with claims units to maximize recovery.
Why Choose MKRS for Subrogation?
Your Recovery Is Our Priority
Integrated Claims Strategy
We coordinate closely with claims teams to align subrogation with defense strategy.
Early Case Intervention
We act quickly to preserve rights, evidence, and exposure.
Comprehensive Litigation
We try cases when needed; many law firms settle early due to a lack of trial expertise.
Advanced Recovery Techniques
We employ data analytics, forensic accounting, and tactical handling of liens and offsets.
Fee Structures That Align with Your Goals
We tailor arrangements to incentivize successful recovery.
Statewide Florida Capability
From Miami to Jacksonville, we handle subrogation claims across all circuits.
From Notice to Recovery: How We Work
Case Intake & Evaluation
We assess coverage, policy language, and assign early subrogation potential.
Preservation & Investigation
We secure the scene, collect evidence, obtain statements, and consult experts.
Demand & Negotiation
We issue subrogation demands, engage in settlement talks, and manage counterarguments.
Filing & Litigation
If negotiation fails, we file suit, file motions (e.g. summary judgment), and proceed to trial.
Enforcement & Collections
After verdicts or settlements, we pursue judgment execution, garnishments, and asset recovery.
Don’t Leave Money on the Table
MKRS Law combines strategic insight, litigation strength, and coordinated claims support to help you recoup what you paid. Let us pursue your subrogation rights with precision and resolve.